1. You are not in the top tax bracket.

2. You have plenty of TFSA and RRSP contribution room.

3. You do not have excess cash lying around on a regular basis.

4. You are not a business owner.

5. Your risk tolerance is higher than low.

If you check most of these boxes, 𝙥𝙡𝙚𝙖𝙨𝙚 𝙙𝙤𝙣'𝙩 𝙬𝙖𝙨𝙩𝙚...

**𝗪𝗔𝗥𝗡𝗜𝗡𝗚**

This is borderline too insensitive to write, but I think it is important enough to risk offending some. I mean no harm, nor to be overly dramatic - but let's talk!

It breaks my heart to see a fundraiser for a family that is left behind because someone died unexpectedly. Sadly we...