Name something else that you pay for just to hope and pray never to use it. Paying insurance premiums for anything stinks. Period.

B̾u̾t̾ ̾y̾o̾u̾ ̾k̾n̾o̾w̾ ̾w̾h̾a̾t̾ ̾s̾t̾i̾n̾k̾s̾ ̾m̾o̾r̾e̾?

❌ʏᴏᴜʀ ᴋɪᴅꜱ ɴᴏᴛ ʙᴇɪɴɢ ᴀʙʟᴇ ᴛᴏ ᴘᴀʏ ꜰᴏʀ ᴄᴏʟʟᴇɢᴇ ɪꜰ ʏᴏᴜ ᴀʀᴇ ɢᴏɴᴇ.

❌ʏᴏᴜʀ ꜰᴀᴍɪʟʏ ʜᴀᴠɪɴɢ ᴛᴏ ᴍᴏᴠᴇ ᴏʀ ᴅᴏ...

Yes! Totally.

🔲 If you are buying a simple term policy and you have someone at your bank that you enjoy talking to (and trust), do it! Bank insurance is better than no insurance - do it. Now.

🔲 Be weary of whole life/permanent policies that feel 'salesy' from your friends or network (you k...