Paying for Insurance stinks!

Name something else that you pay for just to hope and pray never to use it. Paying insurance premiums for anything stinks. Period.

B̾u̾t̾ ̾y̾o̾u̾ ̾k̾n̾o̾w̾ ̾w̾h̾a̾t̾ ̾s̾t̾i̾n̾k̾s̾ ̾m̾o̾r̾e̾?

❌ʏᴏᴜʀ ᴋɪᴅꜱ ɴᴏᴛ ʙᴇɪɴɢ ᴀʙʟᴇ ᴛᴏ ᴘᴀʏ ꜰᴏʀ ᴄᴏʟʟᴇɢᴇ ɪꜰ ʏᴏᴜ ᴀʀᴇ ɢᴏɴᴇ.

❌ʏᴏᴜʀ ꜰᴀᴍɪʟʏ ʜᴀᴠɪɴɢ ᴛᴏ ᴍᴏᴠᴇ ᴏʀ ᴅᴏᴡɴ ꜱɪᴢᴇ ʙᴇᴄᴀᴜꜱᴇ ᴛʜᴇʏ ᴄᴀɴ’ᴛ ᴀꜰꜰᴏʀᴅ ᴛʜᴇ ꜱᴀᴍᴇ Qᴜᴀʟɪᴛʏ ᴏꜰ ʟɪꜰᴇ ᴛʜᴇʏ ʜᴀᴅ ᴡʜᴇɴ ʏᴏᴜ ᴡᴇʀᴇ ᴀʀᴏᴜɴᴅ.

❌ᴛʜʀᴏᴡɪɴɢ ʏᴏᴜʀ ʙᴀᴄᴋ ᴏᴜᴛ ᴀᴛ ᴡᴏʀᴋ, ɴᴏᴛ ʙᴇɪɴɢ ᴀʙʟᴇ ᴛᴏ ᴡᴏʀᴋ ꜰᴏʀ ꜱɪx ᴍᴏɴᴛʜꜱ ᴀɴᴅ ɴᴏᴛ ʜᴀᴠɪɴɢ ᴀ ᴘᴀʏ ᴄʜᴇQᴜᴇ.

❌ʜᴀᴠɪɴɢ ᴛᴏ ᴡᴀɪᴛ 18-ᴍᴏɴᴛʜꜱ ꜰᴏʀ ᴀɴ ᴍʀɪ ʙᴇᴄᴀᴜꜱᴇ ɪᴛ ɪꜱ ɴᴏᴛ ᴅᴇᴇᴍᴇᴅ ‘ᴀɴ ᴇᴍᴇʀɢᴇɴᴄʏ’.

❌ʜᴀᴠɪɴɢ ᴛᴏ ᴡᴏʀᴋ ꜰᴏʀ ꜰɪᴠᴇ ʏᴇᴀʀꜱ ʟᴏɴɢᴇʀ ʙᴇᴄᴀᴜꜱᴇ ʏᴏᴜ ᴀʀᴇ ɪɴᴛᴏ ʏᴏᴜʀ ʀᴇᴛɪʀᴇᴍᴇɴᴛ ꜱᴀᴠɪɴɢꜱ ᴡʜᴇɴ ʏᴏᴜ ᴛᴏᴏᴋ ᴛɪᴍᴇ ᴏꜰꜰ ᴏꜰ ᴡᴏʀᴋ ᴡʜᴇɴ ʏᴏᴜʀ ꜱᴘᴏᴜꜱᴇ ɢᴏᴛ ꜱɪᴄᴋ.

Insurance sucks to pay, it’s not fun and hopefully is the worst investment you make.

But I’ll tell you what, the freedom you feel when you are properly insured, knowing whatever happens to you, your family is taken care of is life changing!

As an entrepreneur, I mentally allow myself to take more risks because I know that I will never put my family in jeopardy. I grimace every month when I see the small fortune heading out of our bank accounts to various insurance companies across Canada, even as someone who sells it - it is tough not to think about what else that money could be doing.

But it is worth it. My family's financial is secure, with or without me.

Now, still think insurance is expensive?