If your family is anything like mine, you’re spending money at breakneck speeds. It is truly impressive how quickly a monthly pay cheque can be eaten up by gymnastics dues, swim lessons, and the occasional wing night.

I’ve never felt so rich and so poor simultaneously.

The benefit I have over you,...

Hey there, freelancers and gig economy warriors! 

A topic that hits close to home for many of us these days: managing our finances in the wild world of freelancing and inconsistent income. Below we dive into some strategies for those whose income is as consistent as the Southern Alberta weather (Ge...

The top 5 reasons why paying an advisor roughly 1% per year is worth it:

1️⃣ 𝙔𝙤𝙪 𝙬𝙤𝙣'𝙩 𝙢𝙖𝙠𝙚 𝙙𝙪𝙢𝙗 𝙙𝙚𝙘𝙞𝙨𝙞𝙤𝙣𝙨. When your rec hockey buddy tells you he's mortgaging his house to buy a penny stock or a cryptocurrency that you don't even understand, someone will be there to talk you down or at least thr...

Name something else that you pay for just to hope and pray never to use it. Paying insurance premiums for anything stinks. Period.

B̾u̾t̾ ̾y̾o̾u̾ ̾k̾n̾o̾w̾ ̾w̾h̾a̾t̾ ̾s̾t̾i̾n̾k̾s̾ ̾m̾o̾r̾e̾?

❌ʏᴏᴜʀ ᴋɪᴅꜱ ɴᴏᴛ ʙᴇɪɴɢ ᴀʙʟᴇ ᴛᴏ ᴘᴀʏ ꜰᴏʀ ᴄᴏʟʟᴇɢᴇ ɪꜰ ʏᴏᴜ ᴀʀᴇ ɢᴏɴᴇ.

❌ʏᴏᴜʀ ꜰᴀᴍɪʟʏ ʜᴀᴠɪɴɢ ᴛᴏ ᴍᴏᴠᴇ ᴏʀ ᴅᴏ...

𝙏𝙝𝙚 𝙗𝙖𝙧𝙚 𝙢𝙞𝙣𝙞𝙢𝙪𝙢: enough to cover all of your current debts if you were to die.

𝙏𝙝𝙚 𝙢𝙖𝙭: all of your debts plus 7 to 10 times your gross salary. This money would create an income stream for your family to replace your paycheck.

𝙏𝙝𝙚 𝙧𝙞𝙜𝙝𝙩 𝙖𝙣𝙨𝙬𝙚𝙧: somewhere between those two that fit your bu...