It’s becoming nearly impossible for investment managers to beat the public markets. We call this ‘alpha;’ the difference between what your investment manager is getting you from a return and what the general market is getting.

So why even bother with an advisor? Why not just find the cheapest possi...

This should not be a controversial take, but it is: 

You should not care what ‘the markets’ are doing.  

Focus on you and your plan.

The market is not a logical place

Stock markets are notoriously irrational places; they can go up or down based on a tweet, a war in a faraway land, or because ...

For the first time in my life, I just bought $1000 in bitcoin. 

DISCLAIMER: I wish that this could go without saying, but in the interest of being hypercompliant - this is NOT advice. Not even remotely close to advice. I am well documented in my advice against buying Bitcoin 😂. Here me out.

It was...

1. You are not in the top tax bracket.

2. You have plenty of TFSA and RRSP contribution room.

3. You do not have excess cash lying around on a regular basis.

4. You are not a business owner.

5. Your risk tolerance is higher than low.

If you check most of these boxes, 𝙥𝙡𝙚𝙖𝙨𝙚 𝙙𝙤𝙣...