Lantern Wealth · Financial Framework
Wealth System
See how money moves through your whole financial picture: what you earn, what you spend, what you borrow and what you invest. Set your income, how you split it between spending and investing, and your expected return, then run the model to watch each year unfold.
The goal is the year your investment returns can cover your spending and debt payments on their own. Switch to Advanced to add a home, a mortgage and a starting nest egg.
Household income (after tax)
Annual spend
Annual invest
Investment return rate
$80,000
$0
$0
7%
15% invested
House value
Mortgage amount
Mortgage rate
Payment
$600,000
$450,000
4.5%
$0
Years to repay debt (amortization)
Starting investment value
4%
25 yrs
$0
Total earnings
$0
Year
0
Total spent
$0
Debt
$0
Net worth
$0
Total assets
$0